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As prices for gas, consumer products and services rise often insurance costs follow the same trend. Insurance premiums for car insurance can vary based on multiple factors. Here are 8 tips to think about when trying to lower your car insurance premium.

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New parents have their hands full. While the nine months leading up to the birth of a child afford plenty of time to research the best gear and make necessary preparations, the list of concerns for that fragile bundle of joy can be intimidating. And selecting the right car seat is one of the most challenging. Between reviews, recalls, budgets, and difficult-to-understand instructions, the world of car seat shopping is not for the faint of heart. But it needn't be so complicated: once you know the lingo and your needs, it's just a matter of finding the right fit for your vehicle and family.
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Many of us can't imagine life without our pets. According to the American Pet Products Association, nearly 70 million U.S. households include at least one dog and 45 million households include cats. And it's no surprise: their wagging tails upon our arrival home and purring snuggles after a long day at the office are the best kinds of welcomes. The relationships we forge with our furry friends can be some of the most supportive.

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Few of us in New York are immune to occasionally losing an hour to mindless scrolling on our phones and devices. After all, it's the nature of social media and the internet: an endless series of rabbit holes full of breaking news, TikTok videos, shopping, and Insta updates we didn't know we needed. But, for some, those technological time warps aren't just occasional, they're a daily, or even hourly, preoccupation. When does an innocuous pastime become a problematic addiction? And what do we do about it?

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Last month's New Year celebrations had good cause; we have a chance to be grateful for the years behind us as we look forward to the years ahead. Chances are, as we clinked champagne glasses with friends and family, the idea of not being around to celebrate with them next year never crossed our minds.

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