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It can be a thrilling experience to get out and experience nature in an off-road vehicle. But off-road vehicles can also be extremely dangerous, accounting for hundreds of deaths and thousands of injuries each year. If you're the owner of an ATV or UTV, it's important to be sure you're properly covered to protect yourself, others and your vehicle from loss or damage.

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According to the National Safety Council, someone is killed in a car accident every 15 minutes, and many more are injured each day. Car accidents remain a leading cause of death in the U.S. year after year, and yet, reducing our risk on the road isn't something most of us think about once we've passed the exam and joined the ranks of everyday drivers. Here are some basics to review to make sure that you're doing your part to be a responsible driver, and to protect yourself and your community.

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We all love how fresh and wonderful a home can feel after a good spring cleaning; but getting started can be overwhelming. Fortunately, you don't have to clean your home perfectly to rejuvenate your living space. Here's how to get maximum results, whether you have a few hours, a few days, or no extra time at all.

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If you're a business owner, you need insurance. But how much and what type can vary greatly depending on your type of business, resources, assets and specific needs. So what should you consider before purchasing a business policy? Here are some risks and coverages you will want to take into account as you work with Brooke and Irwin to find the right plan for you.

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Many parents rightly experience a strong anxiety when turning over the car keys to their new teen driver. There are a several things a parent can do to make sure that the teenage driving experience is a safe one. First, teenagers need to understand that driving is a privilege, not a right. With privileges come certain responsibilities. It is best to make those responsibilities and the consequences for not meeting them as clear as possible. One way to do that is with an actual contract between parents and teenagers built around the concept of graduated licensing and restrictions for high risk situations.

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